Should you short sale a San Diego property if you have purchase money protection under california code of civil procedure 580b.

Have negotiated a release from deficiency in writing
Has the bank agreed in writing to not report a 1099.
Do you have a letter from a lawyer explaining you don’t have to self report the loan forgiveness as income
Did you get a lawyer to draft specific language in the purchase agreement – language which is not in any Caliornia Association of Realtors addendum?

Are you legally insolvent?