Before others were promoting Walk Away Plans we were providing Califorian's with our Upside Down Analysis.

Before you determine whether you should just walk away or consider a short sale or deed in lieu of foreclosure,
you will need to consider our risk of:

1. owing the lenders money after a foreclosure, deed in lieu of foreclosure or a short sale;
2. owing the IRS or CA Franchise Tax board money;  (remember california has not passed a mortgage debt forgiveness law.
3. damage to your credit score. 

Before we provide you with our analysis we may have to follow up with some specific questons designed to pinpoint your exact circumstances.   

Once you have completed our upside down analysis you may decide to Walk Away and accept a foreclosure or you may decide that you prefer to negotiate a deed in lieu or a short.  Our upside down analysis we give you the important information you need to make that decision.   


Our Upside Down Analysis - will provide you with the following answers

1.  What happens if you stop paying your home loans
2.  A time line of what to expect
3.  Are you exposed to a deficiency judgment to the first after a foreclosure  
4.  Are you exposed to a deficiency judgment to the second after a foreclosure 
5.  Should you stop paying the first and not the second or the second and not the first and why
6.  We will give you an opinion drafted by our Attorneys regarding California anti deficiency law and whether or not your are protected.
7.  We will give you an anaylsis of your exposure to taxation.
8. We will explain how your credit may be damaged and what you can do to minimize.


We will also - discuss your other options such as a short sale, deed in lieu of foreclosure, short payoff, loan modification, lender liability law suits, RESPA requests and lawsuits designed to stop a foreclosure.

*Email Address *First Name *Last Name Best Phone Number Has this property been your residence  yes since purchase   Never   Part of the time Zip Code where property located Are you Current on your Loans  Yes   No   Yes on 1st but not 2nd   Not on 1st but yes on 2nd Type of Property -- Please select --Single Family Residential Condo I own a building with more than one Residence At time of Purchase - you took out  1 Loan   2 Loans   3 Loans Now you have -- Please select --1 Loan 2 Loans 3 Loans Which loans have been refinanced? Have you Taken Cash Out -- Please select --Yes Yes but it all went into improvements No Indentify Home Equity Lines of Credit  1st   2nd   3rd Total Owed Approx Value of House Please contact me -- Please select --ASAP Within 48 hours ASAP 24 hours 48 hours Goals  No deficiency   Minimize credit damage   Short Sale   Deed in lieu   Loan modification   Short Payoff   Workout Strategy   Soften up Lender with Lender Liablity Letters   Predatory Lending law suit   bankrutpy   legal consultation   Walk Away Plan Comments Enter the code: